Wednesday March 10, 2010 Lighthouse Consulting Group "Technology's Guiding Light"

These terms and conditions (the "Terms") govern your use of this LIGHTHOUSE CONSULTING GROUP, INC. ("LHC") website (the "Website"). If you do not agree with these Terms, do not use this Website. In addition, you may wish to review LHC's Privacy Policy.

General Use Restrictions

All information, documents, products, and services (the "Materials") provided on this Website were provided by or to LIGHTHOUSE CONSULTING GROUP, INC. by their respective manufacturers, authors, developers and vendors (the "Third Party Providers") and are the copyrighted work of LIGHTHOUSE CONSULTING GROUP, INC. and/or the Third Party Providers. Except as stated herein, none of the Materials may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior express written permission of LIGHTHOUSE CONSULTING GROUP, INC. or the Third Party Provider. No part of the Website, including logos, graphics, sounds or images, may be reproduced or retransmitted in any way, or by any means, without the prior express written permission of LIGHTHOUSE CONSULTING GROUP, INC. You also may not, without LIGHTHOUSE CONSULTING GROUP, INC.'s prior express written permission, "mirror" any Material contained on this Website on any other server.

Nothing on this Website shall be construed as conferring any license under any of LIGHTHOUSE CONSULTING GROUP, INC.'s or any Third Party Provider's intellectual property rights, whether by estoppel, implication, or otherwise. You acknowledge sole responsibility for obtaining any such licenses.

Permission is granted to display, copy, distribute and download LIGHTHOUSE CONSULTING GROUP, INC.'s Materials on this Website provided that: (1) both the copyright notice identified below and this permission notice appear in the Materials, (2) the use of such Materials is solely for personal, non-commercial and informational use and will not be copied or posted on any networked computer or broadcast in any media, and (3) no modifications of any of the Materials are made. This permission terminates automatically without notice if you breach any of these terms or conditions. Upon termination, you will immediately destroy any downloaded and printed Materials.

Any unauthorized use of any Materials contained on this Website may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Third Party Content Disclaimer

Materials provided by Third Party Providers have not been independently authenticated in whole or in part by LIGHTHOUSE CONSULTING GROUP, INC. LIGHTHOUSE CONSULTING GROUP, INC. does not provide, sell, license, or lease any of the Materials other than those specifically identified as being provided by LIGHTHOUSE CONSULTING GROUP, INC.

LIGHTHOUSE CONSULTING GROUP, INC. is committed to respecting others' intellectual property rights, and we ask our users to do the same. LIGHTHOUSE CONSULTING GROUP, INC. may, in its sole discretion, terminate the accounts or access rights of users who infringe or otherwise violate others' intellectual property rights. If you believe that your work has been copied in a way that constitutes copyright infringement on our Website, please read our Copyrights and Copyright Agent page.

Links to Third Party Sites

This Website may be linked to other websites which are not under the control of and are not maintained by LIGHTHOUSE CONSULTING GROUP, INC. LIGHTHOUSE CONSULTING GROUP, INC. is not responsible for the content of those sites. LIGHTHOUSE CONSULTING GROUP, INC. is providing these links to you only as a convenience, and the inclusion of any link to such sites does not imply endorsement by LIGHTHOUSE CONSULTING GROUP, INC. of those sites.

Submissions

Unless otherwise explicitly stated, herein, or in LHC's Privacy Policy, any Materials provided by you in connection with this Website shall be deemed to be provided on anon-proprietary and non-confidential basis. LIGHTHOUSE CONSULTING GROUP, INC. shall have no obligation of any kind with respect to such Materials and shall be free to use or disseminate such Materials on an unrestricted basis for any purpose. You acknowledge that you are responsible for the Materials that you submit, and you, not LIGHTHOUSE CONSULTING GROUP, INC., have full responsibility for the Materials, including their legality, reliability, appropriateness, originality and copyright.

Disclaimer of Warranty

UNLESS OTHERWISE EXPLICITY STATED, THE MATERIALS ON THE WEBSITE ARE PROVIDED "AS IS", ARE EXPERIMENTAL, AND ARE FOR COMMERCIAL USE ONLY, AND ALL EXPRESS OR IMPLIED CONDITIONS, REPRESENTATIONS AND WARRANTIES, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, ARE DISCLAIMED, EXCEPT TO THE EXTENT THAT SUCH DISCLAIMERS ARE HELD TO BE LEGALLY INVALID. LIGHTHOUSE CONSULTING GROUP, INC. MAKES NO REPRESENTATIONS, WARRANTIES, GUARANTIES AS TO THE QUALITY, SUITABILITY, TRUTH, ACCURACY OR COMPLETENESS OF ANY OF THE MATERIALS CONTAINED ON THE WEBSITE. ANY QUESTIONS REGARDING THE MATERIALS SHOULD BE DIRECTED TO THE PROVIDERS OF SUCH MATERIALS.

Limitation of Liability

LIGHTHOUSE CONSULTING GROUP, INC. SHALL NOT BE LIABLE FOR ANY DAMAGES SUFFERED AS A RESULT OF USING, MODIFYING, CONTRIBUTING, COPYING, DISTRIBUTING, OR DOWNLOADING THE MATERIALS. IN NO EVENT SHALL LIGHTHOUSE CONSULTING GROUP, INC. BE LIABLE FOR ANY INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGE (INCLUDING LOSS OF BUSINESS, REVENUE, PROFITS, USE, DATA OR OTHER ECONOMIC ADVANTAGE) HOWEVER IT ARISES, WHETHER FOR BREACH OR IN TORT, EVEN IF LIGHTHOUSE CONSULTING GROUP, INC. HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.

YOU HAVE SOLE RESPONSIBILITY FOR ADEQUATE PROTECTION AND BACKUP OF DATA AND/OR EQUIPMENT USED IN CONNECTION WITH THE WEBSITE AND WILL NOT MAKE A CLAIM AGAINST LIGHTHOUSE CONSULTING GROUP, INC. FOR LOST DATA, RE-RUN TIME, INACCURATE OUTPUT, WORK DELAYS OR LOST PROFITS RESULTING FROM THE USE OF THE MATERIALS.

YOU AGREE TO HOLD LIGHTHOUSE CONSULTING GROUP, INC. HARMLESS FROM, AND YOU COVENANT NOT TO SUE LIGHTHOUSE CONSULTING GROUP, INC. FOR, ANY CLAIMS BASED ON USING THE WEBSITE.

Local Laws; Export Control

LIGHTHOUSE CONSULTING GROUP, INC. controls and operates this Website from its headquarters in various locations in the United States of America and makes no representation that these Materials are appropriate or available for use in other locations. If you use this Website from other locations, you are responsible for compliance with applicable local laws including but not limited to the export and import regulations of other countries.

Unless otherwise explicitly stated, all marketing or promotional materials found on this Website are solely directed to individuals, companies or other entities located in the United States.

You acknowledge and agree that Materials are subject to the U.S. Export Administration Laws and Regulations. Diversion of such Materials contrary to U.S. law is prohibited. You agree that none of the Materials, nor any direct product therefrom, is being or will be acquired for, shipped, transferred, or reexported, directly or indirectly, to proscribed or embargoed countries or their nationals, unless authorized by the U.S. Government. Proscribed countries are set forth in the U.S. Export Administration Regulations. Countries subject to U.S. embargo are: Cuba, Iran, Iraq, Libya, North Korea, Syria, and the Sudan. This list is subject to change without further notice from LIGHTHOUSE CONSULTING GROUP, INC., and you must comply with the list as it exists in fact. You certify that you are not on the U.S. Department of Commerce's Denied Persons List or affiliated lists or on the U.S. Department of Treasury's Specially Designated Nationals List. You agree to comply strictly with all U.S. export laws and assume sole responsibility for obtaining licenses to export or reexport as may be required.

General

This Website could include inaccuracies or typographical errors. LIGHTHOUSE CONSULTING GROUP, INC. and the Third Party Providers may make improvements and/or changes in the products, services, programs, and prices described in this Website at any time without notice. Changes are periodically made to the Website.

Any action related to these Terms will be governed by Indiana law and controlling U.S. federal law. No choice of law rules of any jurisdiction will apply.

These Terms represent the entire understanding relating to the use of the Website and prevail over any prior or contemporaneous, conflicting or additional, communications. LIGHTHOUSE CONSULTING GROUP, INC. can revise these Terms at any time without notice by updating this posting.

Trademarks

LIGHTHOUSE CONSULTING GROUP, INC., the LIGHTHOUSE CONSULTING GROUP, INC. Logo, and all LIGHTHOUSE CONSULTING GROUP, INC.-based trademarks and logos, are trademarks or registered trademarks of LIGHTHOUSE CONSULTING GROUP, INC. in the United States and other countries.